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Credit Authorization Agreement

Last revised: April 13, 2026

You authorize BorrowBetter ("we," "us") and our third party partners to obtain your consumer credit information from consumer reporting agencies and related data sources for credit eligibility.

This includes your credit report, credit score, credit history, employment and income details, and identity-verification data.

We use this information to help match you with potential loan products and share it with lenders, lending partners, affiliates, and financial service providers for eligibility evaluation.

BorrowBetter is not a lender and does not make credit decisions.

Once shared with a partner, their terms and policies apply.

This authorization remains valid until you revoke it in writing.

Revocation does not affect any actions taken before we receive your notice.

We are not a lender. The operator of this website is not a lender, does not make offers for loans, and does not make credit decisions. Rather, we seek to pair consumers with approved lenders and lending partners. Please note, the lender or lending partner you are connected with may not offer you the most favorable loan terms for your financial circumstances. This website is not a representative, agent, or broker of any lender or lending partner. We have no authority over and disclaim responsibility for the actions and omissions of lenders and lending partners. We do not guarantee that you will receive a loan offer from a lender or lending partner, or approval for a loan. We do not control the amount of fees you may be charged upon nonpayment, late payment, or partial payment. Please contact your lender or lending partner directly with questions regarding your loan.

About personal loans. Personal loans are online loans which generally range from $1,000 to $40,000. These loans are not intended to be solutions to long-term financial issues. Consumers who have credit problems or who are facing debt should seek professional financial advice, learn of the risks involved with taking out loans, and consider loan alternatives that may be more suitable to your financial circumstances. We strongly encourage you to read and understand the terms of any loan offered to you by a lender or lending partner. If you miss a payment or make a late payment, additional fees may apply and your credit score can be negatively affected. Reject any loan offer that you cannot afford to repay or that offers terms that you cannot agree to.

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